We possess a sound reputation and extensive experience in the management and administration of intercollegiate, club and intramural sports accident insurance plans. We understand the important role sports accident insurance plays in protecting an institution's financial position, the health of its athletes and their ability to compete at their highest level.

In conjunction with your insurance broker, we'll help make you aware of the changes in the industry as well as the various benefit options available to your college or university depending on it's affiliation with certain associations including: NCAA, NJCAA, NAIA or NACDA. Consideration should be given to the following:

• What Accident Medical and Accident Dental Expense limits does our University need?
• Should we purchase a Corridor, Disappearing or Self-insured Deductible option?
• Should we purchase coverage for Club and/or Intramural sports in addition to our Intercollegiate sports exposure?
• What Benefit Period options are available to us?
• How do the Expanded Medical, HMO/PPO, Pre-existing Conditions and Heart & Circulatory endorsements work? What is the cost-benefit trade-off?
• Does my institution need Guest/Recruit coverage?
• Are the employees of our Athletic Department covered for Accidental Death & Dismemberment benefits while traveling on the job?

Our experienced staff of medical claims examiners works closely with the Athletic Department and, whenever possible, your Property & Casualty broker, to resolve serious claims professionally and courteously.

Please ask your broker to Contact Us or complete our Intercollegiate, Club & Intramural Underwriting Questionnaire and Sports Census Forms . Like your athletes, we know what it means to compete at the highest levels of our industry.