We strive to develop long-term, stable relationships with our clients and, in fact, many of our clients have been with us for over 20 years! One reason for our success is that we can work closely with your Property & Casualty or Employee Benefits broker. Your broker is often very familiar with your insurance needs, has a close working relationship with your organization and serves as a local presence - capabilities that compliment our products and services precisely! Therefore, if your organization has a need for Accident & Sickness insurance, ask your broker to Contact Us and we'll work with him or her to find a solution.

You can also Contact Us directly and we can recommend a broker or simply complete an Underwriting Form and send it to us to get the quotation process started.

What steps we take to develop a competitive quotation

• Learn about the group's needs - what has worked and what hasn't worked! Where do they want to be in the future?
• Collect the necessary underwriting information including: brochures describing past plan benefits, rates, enrollment, premium and claim history.
• Make a comprehensive analysis of your existing plan.
• Develop a proposal and make recommendations using all of the information we've gathered.

What you can expect once you become a client

• An appreciation for your continued feedback regarding our products and services.
• Professional, courteous and timely service.
• A dedicated claims examiner assigned to your school or organization.
• An experienced underwriting and customer service team ready to help your school or organization.
• Up to date and responsive reporting.